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Last Updated: April 16, 2025
Effective From: April 16, 2025
Website: https://jkinvestment.in
Contact: WhatsApp | E-Mail

1. Introduction

This Privacy Policy describes how JK Investments (“we”, “us”, “our”) collects, uses, stores, and discloses your personal information when you engage with our mutual fund distribution services via our website, Investwell Mint platform, or through our associated legacy platforms (NJ India, Prudent, Fundzbazar).

We are committed to safeguarding your privacy in accordance with the Information Technology Act, 2000 and applicable SEBI and AMFI guidelines.

2. Information We Collect

We may collect the following information directly or through our distribution partners:

• Full Name, Mobile Number, Email Address

• Date of Birth, PAN, Aadhaar Number (where applicable)

• Bank Account Details, Address

• KYC Documents, Signature Proofs

• Investment Preferences and Risk Profile

• Communication History via WhatsApp, Email, or Phone

• Device/IP Information when you interact with our website

3. How We Collect Your Information

• Through manual onboarding via phone, WhatsApp, or email.

• Through forms submitted by you (Google Forms, platform onboarding).

• Through our platform partners (Investwell Mint, NJ India, Prudent, Fundzbazar) when you create or manage your investment account.

• Through bulk communication tools and analytics (e.g., email reports, WhatsApp updates).

4. Use of Your Information

We use your personal data solely for:

• Creating and managing your mutual fund investment profile

• Executing transactions via BSE, NSE, or platform partners

• Communicating investment updates and portfolio reports

• Sending alerts, SIP reminders, NFO campaigns via WhatsApp or email

• Complying with regulatory, audit, and legal requirements

• Improving our client servicing and compliance framework

We do not use your information for advisory or unsolicited third-party promotions.

5. Information Sharing

We may share your information with:

• Platform partners: Investwell Mint, NJ India, Prudent, Fundzbazar

• Mutual Fund Registrars (CAMS, KFintech)

• Regulatory authorities like SEBI or AMFI, if legally required

• IT service providers for cloud hosting and communication systems

We do not sell or rent your information to any third party.

6. Data Retention

We retain your personal data:

• As long as your investment account remains active on any platform

• Until you request account deletion in writing

• As required by Indian laws for audit or taxation

Upon written request or platform-based deletion, your data is permanently removed from our active systems.

7. Data Security

All personal and financial data is securely stored on Investwell servers and is protected using encryption and security measures aligned with industry standards. Access to data is limited to authorized personnel only.

8. Your Rights

You have the right to:

• Access or review your stored personal data

• Request corrections or updates to your information

• Request deletion of your records (subject to compliance laws)

• Withdraw consent for non-essential communications

Requests can be made via our WhatsApp, email, or website contact form.

9. Third-party Tools and Cookies

Our website may use third-party services like WhatsApp redirection or chatbots. These tools may use cookies or collect meta-data for communication purposes. We recommend reviewing their respective privacy policies.

10. Children’s Privacy and Minor Accounts

JK Investments does not knowingly collect personal data from minors without the involvement and supervision of a guardian.

However, in accordance with AMFI and SEBI regulations, we facilitate mutual fund investments for minors, provided:

• The investment is made under the name of the minor, and

• The parent or legal guardian acts as the sole operator of the account.

KYC, mandate, and documentation requirements for such accounts are executed as per the operational capabilities of our platform partners (Investwell, NJ India, Prudent, Fundzbazar).

All communication and transaction authority remains with the registered guardian until the minor attains majority and completes the account transfer formalities.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will always be available at https://www.jkinvestment.in/detail/360836/privacy.

12. Grievance Officer

In accordance with the IT Act 2000 and rules made thereunder, the contact details of the Grievance Officer are:

Name: Dr. Jaimin Gandhi
Email: drvjgandhi@gmail.com
Phone/WhatsApp: +91 9824273056
Address: 02, Hardik Complex Opp. Tin Hanuman Mandir, Deesa-385535